Our Most Popular Insurance Programs

Your employees and colleagues may benefit from these healthcare insurance programs designed specifically for their practice:

Dentist's Advantage




Dentist's Advantage was designed by dentists for dentists. It has earned the trust of over 23,000 dentists across the country and is one of only three programs in the nation with dentists on staff. The program provides dentists with access to affordable:

  • Dental Malpractice Insurance
  • General Liability
  • Business Owners Package
  • Business Auto
  • Workers’ Compensation
  • Commercial Umbrella
  • Life, Health & Disability

When you enroll in the Dentist’s Advantage dental malpractice program you automatically become a member of the National Society of Dental Practitioners (NSDP) which grants you access to several risk management services not found in other programs, such as a 24/7 claims hotline manned by dentists.

The Academy of General Dentistry (AGD), National Dental Association (NDA) and Hispanic Dental Association “(HDA) partners with the Dentist's Advantage program.


Aon Physician Alliance


Doctors of Osteopathic Medicine, D.O.


Representing more than 61,000 osteopathic physicians, the American Osteopathic Association (AOA) teams with Affinity Healthcare to offer a single point of contact for a full spectrum of professional and personal insurance products at group rates:

  • Physician’s Malpractice Insurance
  • General Liability
  • Business Owner’s Package
  • Workers’ Compensation
  • Employment Practices Liability
  • Life, Health & Disability
  • Accidental Death & Dismemberment

The D.O.’s professional liability program was designed with the aid of an Osteopathic Advisory Committee. Osteopathic Manipulative Medicine (OMM)is fully covered. Plus, AOA members receive a special 5% premium discount.






Nurses Service Organization (NSO) has been serving the insurance needs of the nursing community for over 30 years.

Today, NSO is the largest provider of individual nurses professional liability insurance in the United States, with over 650,000 nursing professionals insured.

NSO’s products are available to student nurses, nurses, advanced practice nurses (nurse practitioners), schools of nursing and nursing businesses/small groups.

More than thirty professional organizations partner with NSO, including the California Nurses Association, New York State Nurses Association, and Emergency Nurses Association.

Insurance products available through NSO include:

  • Professional Liability (Malpractice)
  • Life
  • Health
  • Disability
  • Dental
  • Long Term Care
  • Medicare Supplement




Healthcare Providers (over 90 professions)


Healthcare Providers Service Organization (HPSO) provides insurance solutions to over 250,000 allied healthcare professionals and small businesses, including:

  • Counselors
  • Dental Hygienists
  • Dental Assistants
  • Emergency Medical Technicians
  • Fitness Professionals
  • Occupational Therapists
  • Pharmacists
  • Physical Therapists
  • Physician Assistants
  • Students

More than thirty professional organizations partners with HPSO, among them the American Counseling Association (ACA), American Pharmacists Association (APhA) and American Physical Therapy Association (APTA).

Insurance products available through HPSO include:

  • Professional Liability (Malpractice)
  • Life
  • Health
  • Disability
  • Dental
  • Long Term Care
  • Medicare Supplement